An nice gentleman from the HAMP program talked to me at length about BOAs denial of my modification.
We called BOA, who said there was a document missing and that is why they denied me. I found the email in which I mailed the document in 1 minute. Gave him the time and date of the email. He suddenly found it, re-opened my case and put it into appeal.
BUT after talking with HAMP, I realized what I must have known all along. It is too much of a loss for BOA to give me a modification. The reason they put me in the trial was to get me to pay as long as possible. PERIOD.
They are supposed to give me an answer with in 5-7 days.
I am fighting my battle with you from another angle oh dear old BOA.