American Citizens had the right "assume" that the government had OUR best interest in mind. A homeowner in a fragile financial situation suffering from the stress of the economic downturn, shouldn't have had to read the guidelines that were written for the servicer with a fine tooth comb, looking for land mines, but instead should have been able to rely on the guidelines written for the homeowner.
To say that we the people were BETRAYED, is the understatement of the century. We were sacrificed is more like it.
WE WERE SACRIFICED.