I am wondering if they are just trying to discourage as many people as possible. Now that the gig is up, and they can't use HAMP to rack up excess fees anymore, without the light of the world being shone upon them, they no longer have any interest in the game?
I will call again in a day or so and apply again with someone new. Each and every person I spoke with said something different.
One said you need to wait 30 days after you are denied to apply again. Another said you need to have new extra income to apply again. Another said you have to wait until you get the denial LETTER in the mail. Of course I never got any letter....but that's OK, this will all be addressed in my law suit. How they dragged me through the proverbial ringer for 20 months just to increase the fees they can collect when they foreclose. The bogus fees they charge for having people drive up to my house over and over again to confirm occupancy, when I have sent them repeated proof of my occupancy.
I sent them my driver's license, recent utilily bills, car insurance, phone bills etc, yet still they need to pay people to come knock on my door at 8 am. And the funny thing is that they pay these people $50. and they charge Fannie Mae $100. for the "service" that was never needed in the first place.
The bottom line is until some of the top CEOs start paying with their freedom, AKA "prison" this crap is not going to stop. Let me rephrase that more positively. When they start throwing these CEOs in jail then this corruption WILL STOP.