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Monday, January 17, 2011

They say the 3rd time is a charm, but not in Home Loan Modification Land.

I just got denied for the 3rd time.

So Where do we go from here? They say I have insufficient income. Oh well that makes sense then! If I don't make enough to afford a lower payment, I should make the higher payment.

I am applying again. Who knows where this road will lead. Its a long and winding road, that much I do know.


crazy ramblings of a tired mom said...

I just came across your blog doing some research on the HAMP program. I, at this very moment am in the foreclosure process, but trying to work it out in an upcomming mediation, which I think they will basicly tell me to "F off" So I have been doing some reseach on anything that will help. And I'm guessing by some of your posts that this isnt going to be one of them. Any suggestions you might have would be a great help.

Still Dreaming said...

Dear Crazy Ramblings. I have not gotten as far as Mediation, so I don't know if that will work or not. I heard that February 1, 2011 they are going to make the requirements to get the mod less stringent. So if you have not already re-applied for a modification, I would do so. Feel free to email me at if you want to talk in more detail about your situation.